Creating a budget may seem like a simple thing to do. But the truth is that most of us have no idea where to start or we can’t seem to successfully follow the money plans that we put in place. Going through the motions of setting up a budget is not enough, to experience the benefits that come with budgeting, we have to actually adhere to it.

Financial planning is essential to learning how to live within your means and is a key factor in helping you achieve financial success. I often tell my children that learning how to master your money is the most empowering education you will ever have.


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