Women are taking more chances with their money. We’re aggressively pursuing ways to make our money work for us. Many of us are overcoming our fears of the stock market and getting off the fence and starting to invest. I didn’t start investing in stocks until just this year. Although I have owned investment properties and have had 401k savings, I hadn’t yet ventured into the world of investing in stock.
With so many women deciding to increase their net worth through side-hustles or entrepreneurial pursuits, there can be a little confusion as to the best place to begin when you’re ready to do your own thing.
A side hustle is a good way to get your feet wet in business without having to quit your job.
The essential component to most financial goals – unless, of course, you’re a trust fund baby – which I am not. And if you’re like me, then you need this simple guide to understanding your credit.
Whether you’re preparing to buy your first home, self-fund a business idea, or need to upgrade your ride, your credit will likely be front and center for the process.
Your credit score is the key indicator that lenders use to predict creditworthiness. If you have a history of paying your debts in a timely manner each month, creditors see that as the model for how you will handle future credit obligations – and they will see you as less of a risk for extending additional credit.
I’ve compiled a short list of the top tips to help you better understand how your credit score works and how you can improve it!
We have just hit that time of the year where we are in full transition. Happy June. Not only is this the month of reflection – mainly because we are passing from the 1st half of the year into the remaining 6 months – but it’s also the month of the reboot; and yes, that includes your finances. We’re a few months past spring cleaning but it’s now time for a midyear financial checkup.
Money is one of those topics that does not improve (or go away) if ignored. Before any more time gets away from you, let’s evaluate those annual goals and see if you’re exceeding expectations, right on track, or in need of a little help to get back on the road to financial security. Don’t worry, if you’re not sure where to start, I’ve made it easy for you. Keep reading for my top tips to a painless mid-year financial checkup!
There is often a negative opinion of both money and relationships. This is probably due to the countless reports of money being a leading cause of divorce. But there’s a flip side. If you’re willing to have an open line of communication and are able to make financial decisions together, then money doesn’t have to be a negative topic of discussion. In fact, it could actually bring you and your significant other closer together.
If you’re new to your relationship or you’ve had a bad experience, with discussing money issues, in the past, you may be wondering when is the right time to have the dreaded money talk. Don’t stress about this and don’t rush it! Every relationship is different and there is no right or wrong time. Just be sure that you are in a serious committed relationship, where sharing finances and resources, is something that you’re starting to engage in – there’s no need to expose your most personal information, if it’s not warranted.
No couple moves at the same pace as another. But when the time is right for you, it is important that you are able to have an honest and respectful dialogue. Keep reading, for my top tips on how to have a great conversation on money; one that brings you closer together.
Bills paid, savings account padded, low-to-no debt and a surplus in your monthly budget are money goals. Because when you conquer money management you empower yourself to have your money work for you! But the truth is that getting control of your financial situation can sometimes feel like a full-time endeavor. From developing a debt repayment plan and managing your monthly expenses, to deciding how much to save or invest each month, there’s more to mastering your money than direct deposit and debit cards. Before you get overwhelmed, take a deep breath. There’s no reason to let this get the best of you.
When it comes to your money,
technology is your friend.
In fact, we can now complete almost every type of transaction right on our smart phones. From paying bills to requesting a credit limit increase, or even selling off stocks… we now have the gift of convenience at our fingertips. And since you have now mastered creating your own budget, it’s time to focus on saving; and today I want to share my top 3 app picks for no-fuss saving!