Life Archives ⋆ Tiffany Nicole Forever

Change your life, Credit, Debt, Financial Planning, Goal Setting, Goals, Intentional Living, Life, Lifestyle, love, marriage, Money, money matters, relationships, Wealth Building, Women and Wealth

The Money Talk – How to have a real discussion about finances!

There is often a negative opinion of both money and relationships. This is probably due to the countless reports of money being a leading cause of divorce. But there’s a flip side. If you’re willing to have an open line of communication and are able to make financial decisions together, then money doesn’t have to be a negative topic of discussion. In fact, it could actually bring you and your significant other closer together.

If you’re new to your relationship or you’ve had a bad experience, with discussing money issues, in the past, you may be wondering when is the right time to have the dreaded money talk. Don’t stress about this and don’t rush it! Every relationship is different and there is no right or wrong time. Just be sure that you are in a serious committed relationship, where sharing finances and resources, is something that you’re starting to engage in – there’s no need to expose your most personal information, if it’s not warranted.

No couple moves at the same pace as another. But when the time is right for you, it is important that you are able to have an honest and respectful dialogue. Keep reading, for my top tips on how to have a great conversation on money; one that brings you closer together.

Accessories, Beauty, Fashion, JORD Watch, Life, Lifestyle, Photography, Winter Fashion, Winter Style

Winter Style + JORD Watch Giveaway

The husband and I have been really taking in this whole holiday season. We’ve stepped back a bit and just allowed ourselves to enjoy the family, the ambiance and the spirit of the season. The weather has been far from seasonal… as we’re still enjoying 70+ degree days… and it’s the end of December! But that’s okay, I’m learning that some of the best memories are made when things don’t go as expected.

I used to dread the winter. Frigid temperatures and long warm up times, just wasn’t my thing. As I get a little older, I’m falling in love with mild winters. I like it when it’s just cool enough to embrace boots, scarves and dressing in layers, but not too cold. Now I find myself looking forward to it – the cool breezes, bare trees, creative holiday décor and all the comfort food you can enjoy. Oh, and let’s not forget eggnog lattes… they’re the icing on the cake.

Change your life, Depression, Inspiration, Intentional Living, Life, Lifestyle, Managing Your Emotions, Motivation, Purpose, self-love, Women Issues

5 Secrets to Self-Love

Self-love is a lesson that you keep learning over and over again.

When I was in the second grade, I liked a little curly headed boy named Milton. I was so smitten that I drew hearts, with arrows through them, on construction paper that said “I love Milton”. Young and naïve, I convinced myself that he was my boyfriend. One afternoon, I talked to him on the phone (for the first and last time). During this brief conversation – that I am sure my mother wasn’t aware of – Milton informed me that I was merely one of several girlfriends. In fact, he told me that I was #3 and proceeded to name the holders of the coveted 1^st and 2^nd place. I remember asking him why I couldn’t be #1.

Change your life, Depression, Inspiration, Intentional Living, Life, Lifestyle, Managing Your Emotions, Motivation, Purpose, Women Issues

Sometimes… Lemons are just Lemons!

You’ve always had a plan. You knew that it would all work out, just the way you envisioned… until it didn’t.

You may not have been obsessive about the details, but you at least had an idea of what career you wanted, the type of house you envisioned living in and an approximate date for when you thought you’d be married or have children… and even where you wanted to be at this point in your life. You had a general outline… right? A map of sorts, that you planned to navigate right to your end destination. That is until everything fell apart and you had no idea how you deviated so far off course.

That was 2008, in a nutshell for me. I started the year on cloud 9. My real estate business was booming. I was earning great money. I had a gorgeous home and I had just launched my 1^st publication. The stars and the heavens seemed to be aligning perfectly.

I had goals.

I felt like my journey was leading me straight towards my dream life.

And then, everything fell apart.

Change your life, Inspiration, Intentional Living, Life, Lifestyle, Motivation, Women Issues

It’s Okay To Not Be Okay

We’ve all said it, probably more times than we can count. It’s the default answer that usually rears its ugly head at moments when it’s the furthest thing from the truth: “I’m fine”.

When we think about the moments that we use this response the most, we’d probably find that it’s when we’re not open (or willing) to say what we really mean – which can be difficult, especially when things are far from fine. It’s funny how the words just roll off the tongue without hesitation. “I’m fine.” But really, we’re not.

Change your life, Credit, Debt, Financial Planning, Intentional Living, Life, money matters, Uncategorized, Wealth Building, Women and Wealth, Women Issues

The Official Guide to Budgeting

Creating a budget may seem like a simple thing to do. But the truth is that most of us have no idea where to start or we can’t seem to successfully follow the money plans that we put in place. Going through the motions of setting up a budget is not enough, to experience the benefits that come with budgeting, we have to actually adhere to it.

Financial planning is essential to learning how to live within your means and is a key factor in helping you achieve financial success. I often tell my children that learning how to master your money is the most empowering education you will ever have.

Change your life, Inspiration, Intentional Living, Life, Lifestyle, Motivation, Women Issues

Action Over Excuses

Let’s be honest, it’s easy not to show up, not to be present and not to put in effort; but in order to create the life of your dreams, you will have to fully commit to the process. You will have to be present and work for it, even when you don’t feel like it… and even when you’re not progressing the way you thought you would.

You WILL have to choose ACTION over EXCUSES!

This lesson hit home today. I realized how much I had been sabotaging my own efforts. I have a goal to get into the best shape of my life. To eat better and exercise more. To start honoring my body and giving it the attention it deserves.

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