Jewelry is prized all over the world for its beauty and value. However, most people buy jewelry simply as a fashion statement… but we want you to better understand how to invest in jewelry, and build wealth.

Not all jewelry is valuable though. Costume jewelry and pieces made from inferior metals and stones may hold little to no value. When investing in items that will appreciate in value over time, there are certain things you’ll want to look for. 

know what to look for

One thing you’ll want to get comfortable with is looking for hallmarks. One hallmark, or brand, will usually tell us the metal content of a piece. If there’s a second, it will generally tell you the country of origin, or the designer, or the manufacturer.

These brands or markings can usually be found on the clasp of a necklace, the inside of a ring or bracelet, or the post of an earring. However, if the item is over 100 years old the hallmark may have been worn off. But in general, all fine jewelry will have one.

  • platinum hallmarks include 950, PLATINUM, PLAT.
  • silver hallmarks include 925, Silver, 800, Sterling.

why weight matters

Keep this in mind, especially when you are assessing chains and bangles. Gold and silver are generally heavier metals than others like brass or stainless steel. If you come across a gold chain that is thick in appearance but feels light in your hand, the chain is likely fake, plated, or hollow.

To keep is simple: fake chains feel fake. Solid gold is very smooth, consistent in feel, and heavy in weight. If you think that your gold is fading in color, it’s probably gold plated or fake. If solid gold, sterling silver, or platinum wears down, the part showing through will be the same consistent color.

Tip: find a local jewelry store that educates like
Shane & Co or

settings don’t lie

In recent years, higher-quality costume pieces have started using similar stone settings as fine jewelry. But underneath most of the stones are actually glued in place. If you have jewelry that looks like the stones are glued into the setting with no prongs to secure it, this is likely costume and not valuable.

Fine jewelry is well crafted.  With special care for each stone. The stones will be set in an intricate prong or bezel setting.