If you’ve decided to purchase your first home, you may be a little overwhelmed with everything. From the mortgage preapproval process to the home search, there’s a lot to understand and navigate. In the midst of it all, it’s okay to take a breath and remind yourself that it’s all worth it. Here are a few affirmations to help.
Affirmations can motivate us into action. They help us stay confident in the face of difficulty and provide the mental fortitude needed to find your perfect home.
i deserve an amazing home
The first thing you want to do, before starting your journey to home ownership, is to prepare your mind. When you consistently tell yourself that you deserve a great home, you’re less likely to compromise. Aligning your words with your goals allows your mind to accept and start believing what you’re saying. While you do need to be realistic regarding your budget and what you can afford, you also want the best home for you.
By reminding yourself that you deserve something amazing, you mentally prepare yourself to stay patient with the process, but also to take (confident) action when presented with a great opportunity.
my home buying process is easy and fun
Sometimes when we expect things to be hard… they manifest exactly as we imagined. Give yourself permission to have a seamless process. Home buying doesn’t have to be daunting. Have fun with it. Enjoy every moment. After all, you’re making a potentially life-changing decision.
i am a good negotiator. i know what i’m willing to compromise on and i know when to walk away
If you haven’t negotiated before, it’s important that you hone your skills. Even if it’s a seller’s market and you’re concerned about missing out on a home that you love, be resolute on what you’re willing to compromise on and when it’s okay to walk away. For example, don’t get involved in a bidding war that takes you over your financial comfort level. You’ll regret it later and wish you’d stayed aligned with your financial plan.
But don’t be rigid either.
Decide ahead of time what improvements you’re willing to make and how much money you’re bringing to the table for closing costs and unexpected expenses. That way when you come across a seller that says “sell my house fast and for the most money”, you’ll be prepared to make your best offer and even if things don’t work out… you’ll also be okay with walking away.
i am realistic, well-educated, and prepared to navigate the home buying process
While you deserve the most amazing home you can afford, it’s also important that you are realistic. Know the market. If you want to live in the heart of the city, you may not be able to find that large yard that you’re looking for. Or, if you want a shorter commute time, moving to the suburbs might not be able to deliver that for you.
Before you embark on your own home search, get familiar with market conditions. Check out properties on the low end and the high end of your price range and pay close attention to what they have to offer. You may find that your expectations are in line with reality… or if what you’re seeing isn’t what you expected, you may get the wake-up call you need to avoid being frustrated with the process.